If something seems too good to be true online then it probably is.
Scams, both online and offline are nothing new and like everything else in the world, scams get more sophisticated with time.
Large amounts of fraudsters are now targeting young people on social media with fake adverts or to act as ‘Money Mules’. This means using someone’s bank account to transfer stolen money.
You might think to yourself “I’d never fall for something like that, I’d know if I was in danger of becoming a ‘Money Mule’”. But it can be easy to fall into a trap like this, and the consequences are very serious.
Fraudsters often use fake social media ads to trick you into sharing personal data and will also target you through fake shopping offers and deals, to get you to share banking details.
We might not realise it, but fraudsters can build up a profile of you through your posts on Facebook, Instagram and Twitter. With a little bit of online digging, they can find out other things, like your date of birth, your mother’s maiden name and your job history, making it easy for the fraudster to steal your identity.
Here is how you can be safe online and avoid becoming a victim of fraud:
FraudSMART is a fraud awareness initiative that’s been set up to help you protect your identity and your money.
They believe in three rules to help you stay safe when it comes to fraud
Informed. Alert. Secure.
If you suspect that you’ve been the victim of a scam, contact your bank and the Gardaí ASAP.
FraudSMART also have a list of useful numbers on their site to help you out.
The people over in FraudSMART have given us an iPhone to giveaway. If you want to be in with a chance to win it, register below and tune into The Zoo Crew this Friday, we’ll be announcing a winner live on air.